Welcome to Garden Funding LLC (“us”, “we”, or “our”). This Privacy Policy is designed to help you understand how we collect, use, process, disclose, and share your personal information and to assist you in exercising the privacy rights available to you. It applies to all personal information processed by us, whether collected through our websites, applications, or other online or offline services and interactions.

We reserve the right to update or change this Privacy Policy at any time. You should check this page periodically to stay informed of any updates. Your continued use of our services after any modifications to the Privacy Policy are posted will constitute your acknowledgment of those modifications and your agreement to be bound by them.

Personal Information We Collect:
We collect personal information in a variety of ways, including when you provide it directly to us. This may include your name, phone number, email address, postal address, and business-related information such as business bank statements. When you apply for financing, we may collect additional information including your Social Security number, income, employment history, and credit information. We also collect information when you contact our customer service team, which may include personal information you voluntarily share.

We may also collect certain information automatically as you interact with our website or services. This includes your IP address, device type, browser data, cookies, and transaction information related to your use of our services. These technologies may help us recognize your browser or device and improve your user experience.

Additionally, we receive information from third parties. This includes credit reports and scores from credit bureaus, as well as demographic and behavioral information from marketing partners, which we may use to tailor our services and communications.

How the Information Is Used:
We use the personal information we collect to provide our services, including processing your applications, managing your account, and delivering customer support. Your information also helps us in our research and development efforts to enhance and customize your experience with Garden Funding LLC. We use personal information to comply with legal and regulatory obligations, detect fraud, and maintain the integrity of our services. We may also use your personal information to send you newsletters, promotional materials, updates on your loan or application, text messages, emails, or phone calls regarding your account or inquiries.

How We Share Your Information:
We may share your information with trusted third-party service providers that perform operational functions on our behalf, including payment processing, data analysis, infrastructure services, customer support, and marketing. In the event of a business transaction such as a merger, acquisition, or sale, your personal information may be transferred as part of that deal. We may also disclose your information as required by law, or when we believe such disclosure is necessary to comply with legal obligations, protect our rights, or safeguard the safety of our users or the public.

Mobile Information:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. This includes, but is not limited to, text messaging originator opt-in data and consent. Such information will remain strictly confidential and will not be sold or shared.

Your Choices and Rights:
You have the right to access certain personal information we maintain about you and to request corrections, updates, or deletion of such information. You may also opt out of receiving promotional communications from us at any time by clicking the “unsubscribe” link included in our emails. Additionally, most browsers allow you to adjust your cookie settings to control how your data is collected online.

Retention and Data Security:
We implement appropriate physical, administrative, and technical safeguards to protect the personal information we collect. While we strive to use commercially acceptable means to protect your information, no method of transmission over the internet or method of electronic storage is 100% secure.

At Garden Funding LLC, we value your privacy and appreciate your trust in us.